Retirement Withdrawal Calculator - Canadian Financial Calculators

Province of Residence

General Information

Current Age

Age When Withdrawals Start

Spouse Age

Life Expectancy

Annual Expenses (before tax) ($)

Inflation Rate (%)

Pension and Benefits

CPP Annual Amount ($)

CPP Start Age

OAS Annual Amount ($)

OAS Start Age

Other Taxable Income ($)

Other Taxable Income Start Age

Other Non-Taxable Income ($)

Other Non-Taxable Income Start Age

Retirement Accounts

Investment Growth Rate (%)

TFSA Balance ($)

RRIF Balance ($)

LIF Balance ($)

Non-Registered Balance ($)

Non-Registered Taxable % on Withdrawal

Maximum Desired Taxable Income ($)

Withdrawal Priority Order

Account	Priority	Move
RRIF	1
Non-Registered	2
TFSA	3
LIF	4

Monte Carlo Simulation

General

Number of simulations

Sequence of Returns

Withdrawal Strategy

% Allocation (Annual Rebalance) $ Buckets Compare Both

Asset Allocation, Front and Back

Asset	Front (%)	Back (%)
Equities
Bonds
Gold
Cash

Bucket Configuration

Bucket 1 (Cash)

Target ($)

Min Threshold ($)

Bucket 2 (Bonds)

Target ($)

Min Threshold ($)

Bucket 3 (Gold)

Target ($)

Min Threshold ($)

Bucket 4 (Equities)

Remaining Balance: $0

Total Portfolio - Other Buckets

Please fill out the form and click "Calculate Withdrawals" to see your results.

Disclaimer

The information and calculators provided on this website are for educational purposes only. Past performance of market returns does not guarantee similar future returns, it only offers useful insights and does not ensure future success. While the information and calculations are provided in good faith, there may be errors or inaccuracies. The results generated by these tools are based on generic assumptions and are not tailored to your specific financial situation.
It is recommended to consult with a financial professional to develop a personalized financial plan that meets your unique needs and circumstances. The tools and information provided here should not be relied upon as a substitute for professional financial advice.

Canadian Retirement Withdrawal Calculator

Monte Carlo Simulation Results (in today's $)

Disclaimer